We had two home-births while living in Chicago and one in the suburbs. The fee of $2200 (cash price, without insurance) included all pre-natal care, the actual delivery, and several post-birth checkups. Four of the appointments (pre and post) were done at home, too. The delivery included the midwife (certified nurse midwife), assistant, and student. Across the street at Northwestern Memorial Hospital I was told the retail price was $30,000.