I solved my companies accounting needs with a bunch of Ruby scripts that scrape / download / convert from the banks and then output to ledger-cli. The cool thing is that ledger lets you script everything so you can write another Ruby script that outputs a CSV file that I can upload to the tax authorities. The end-of-quarter tax preparation went from a few days to a few hours.
It works great for us but something breaks about once or twice a year when one of the 3 banks we interface with changes something, so I can see this being very hard to solve generically in a way that works all of the time for non-programmers.
Still, I would recommend this solution to anyone who is comfortable with Ruby and ALSO comfortable with accounting because ledger is great but it also allows you to shoot yourself in the foot if you don't know what you're doing.
It works great for us but something breaks about once or twice a year when one of the 3 banks we interface with changes something, so I can see this being very hard to solve generically in a way that works all of the time for non-programmers.
Still, I would recommend this solution to anyone who is comfortable with Ruby and ALSO comfortable with accounting because ledger is great but it also allows you to shoot yourself in the foot if you don't know what you're doing.